Is GoCardless down right now?

GoCardless’s official status page currently reports: All Systems Operational. HighRisk checked it 7 November 2026, 09:00 UTC.

What should I do if GoCardless payments fail?

Check whether the issue is on the provider’s side (this page and the official status page), then switch traffic to a backup provider or method if you use cascading or smart routing. Tell players or customers about delays early, and log failed transactions so you can retry or reconcile them later.

Why are GoCardless payments declined when the status is operational?

Status pages cover platform-wide incidents. Declines for one merchant are usually caused by risk rules, issuer blocks, scheme restrictions for the vertical, limits or KYC — contact your account manager.

PSP status · Open banking and bank payments

Is GoCardless down?

Operational— All Systems Operational

Source: status.gocardless.com (official status page) · checked 7 November 2026, 09:00 UTC · status since 7 November 2026, 08:00 UTC

Components

All 17 components operational.

LiveOperational
SandboxOperational
LiveOperational
SandboxOperational
LiveOperational
SandboxOperational
ReportingOperational
PayoutsOperational
SubmissionsOperational
Instant bank paymentsOperational
LiveOperational
SandboxOperational
GoCardless for Xero (GC4X)Operational
QuickbooksOperational
GoCardless for NetsuiteOperational
GoCardless ZapierOperational
WoocommerceOperational

Incident history (90 days)

GoCardless Dashboard - SSO Login Issues
20 October 2026, 14:49 UTC → resolved 20 October 2026, 15:44 UTC
Email delivery issues affecting Yahoo and AOL addresses
12 October 2026, 08:39 UTC → resolved 15 October 2026, 08:28 UTC
Bacs Processing Issue Affecting Payments Scheduled for Collection on 2 October
1 October 2026, 12:44 UTC → resolved 5 October 2026, 09:22 UTC · minor impact
Intermittent ARUDD-8 failures for Nationwide Bank
24 September 2026, 17:21 UTC → resolved 4 November 2026, 09:26 UTC · minor impact
Delayed BACS reports
21 September 2026, 15:28 UTC → resolved 22 September 2026, 15:56 UTC · major impact
AUDDIS-I errors affecting transferred mandates
4 September 2026, 16:22 UTC → resolved 21 September 2026, 12:01 UTC
Issue with USD payments to be collected on 31 August 2026
2 September 2026, 19:33 UTC → resolved 10 September 2026, 15:22 UTC · minor impact
Delay in GBP Payouts
24 August 2026, 14:21 UTC → resolved 24 August 2026, 18:23 UTC · major impact

FAQ

Is GoCardless down right now?: GoCardless’s official status page currently reports: All Systems Operational. HighRisk checked it 7 November 2026, 09:00 UTC.
What should I do if GoCardless payments fail?: Check whether the issue is on the provider’s side (this page and the official status page), then switch traffic to a backup provider or method if you use cascading or smart routing. Tell players or customers about delays early, and log failed transactions so you can retry or reconcile them later.
Why are GoCardless payments declined when the status is operational?: Status pages cover platform-wide incidents. Declines for one merchant are usually caused by risk rules, issuer blocks, scheme restrictions for the vertical, limits or KYC — contact your account manager.

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Also see: payment processing cost calculator · chargeback ratio calculator